NARPO Car Insurance - cover just for the Police family

Don't wait until your renewal date - you can switch to us today

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Cover designed with retired Police Officers in mind

  • Car insurance to keep NARPO members on the road in the UK and Europe
  • Unlike some insurance policies, NARPO members can spread the annual cost into monthly payments at no extra cost, letting you budget over the long term.
  • Things change. That’s why we won’t penalise you with charges if you need to fine-tune your policy mid-term**
  • Don't wait for your renewal date - switch today and you'll receive cancellation fees up to the value of £125 that might be charged by your existing insurer

  • Fast, friendly service from our UK-based NARPO dedicated helpline
  • Insurance that's independently rated as Five-Star by Moneyfacts

10% discount

Buy online and get a 10% discount^

What’s included

  • Police Mutual provides:
  • Pay monthly, at no extra cost
  • Switch at any time, with cancellation fees of up to £125 paid, when you switch to us
  • Cover for:
  • Uninsured driver cover to keep your No Claims Discount safe
  • Lifetime guarantee on repairs when your repair is carried out by a recommended garage
  • Lifetime No Claims Discount, subject to eligibility
  • Temporary hire car following an accident or theft to keep you on the road
  • European cover for up to 180 days a year, for more relaxing holidays

What’s not included

  • Cover for:
  • Theft if your car is left unlocked or with the engine running
  • Theft if your car keys are left unattended in or near the vehicle
  • Certain import, classic or modified vehicles
  • Vehicles used solely for business purposes
  • Mechanical failure, or wear and tear
Terms & Conditions apply, please check your policy documents for details.
The (not so) small print

Policy restrictions and exclusions can apply, please see the policy wording for more information.

** PMGI Limited may make a charge for policy cancellation.

^ The 10% discount is available online only. It is applied to the basic premium when you buy a new car insurance policy. The discount is not available on optional extras and minimum premiums apply. The discount will be automatically applied to your quote. The offer applies to new car insurance policies purchased online. The discount can be withdrawn at any time and is provided by Royal & Sun Alliance Insurance Ltd.

NARPO Car Insurance is provided by Royal & Sun Alliance Insurance Ltd, and is arranged and administered by PMGI Limited trading as Police Mutual.

For more details, please see our legal page.

Need to claim? Need to claim?

Claims notification and helpline: 0330 102 4097
Mon-Fri 8.30am-6.00pm, Sat 9.00am-1.00pm
UK emergency out of office hours claims helpline: 0330 102 4097 (24 hours a day, 365 days a year)


Five-Star Car Insurance
Police Mutual NARPO Car Insurance is independently rated as a Five-Star policy by Moneyfacts.

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Car Insurance documents

It's important you understand all of the Key Information for NARPO Car Insurance. We recommend you read the following documents including the Insurance Product Information Document (IPID) before you get a quote or buy and keep it in a safe place.

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