Save regularly with the Police Mutual ISA

Do you have plans for the future? Or just want to get into the habit of saving regularly? Put your money to work in a Police Mutual ISA and you could potentially be on the way to reaching your goals.

The Police Mutual ISA makes it easy for you to save each month. Start today with a monthly direct debit of just £30 a month – that’s equal to just £1 a day.

So take control of your savings with the Police Mutual ISA.

Things to think about

  • The Police Mutual ISA is a Stocks and Shares ISA.
  • The money you pay in is spread across a range of investments.
  • The value of your investment can go down as well as up so when you take your money out you may get back less than you put in.
  • Police Mutual ISA is designed to be a medium to long-term investment, held for 5 to 10 years or longer.
  • In the tax year 2022/23 the maximum you can save in ISAs is £20,000. You can only pay into one Stocks and Shares ISA each tax year.
  • Risk IndicatorAssuming you save for at least 5 years, we have classified the product as 3 out of 7, which is a medium to low risk investment. This rates the potential losses from future performance at a medium to low level, and poor market conditions are unlikely to impact our ability to pay you. The risk may be higher if you hold the product for less than 5 years. The risk indicator allows you to compare the level of risk of this product against other similar products.Risk Indicator

  • If you like to save regularly, month by month, the Police Mutual ISA makes it easy. You set up a direct debit for a minimum of £30 a month – that’s equal to just £1 a day – or more if you like.


    Invest a lump sum too

    Your Police Mutual ISA isn’t just for your monthly savings. You can invest a minimum of £100 lump sum into your ISA at any time, provided you don’t exceed your ISA allowance for that year.

  • The tax year begins on 6 April and ends on the 5 April the following year, so take advantage of your 2022/23 tax-free ISA allowance, which is £20,000.

    Tax treatment depends on the individual circumstances and may be subject to change in the future


    How to transfer into a Police Mutual ISA

    You can transfer your previous years’ ISA savings into the Police Mutual ISA. No need to contact your current provider, just call us on 01543 441 630 and we’ll take care of it for you.

  • The Police Mutual ISA is available exclusively to the Police Mutual family. It’s offered to both serving and retired Police Officers, Staff, Specials and their families. To date, there are more than 107,000 customers who hold a savings product, to save for their future with Police Mutual. So, if you’d like to start saving, you’re in good company.

The (not so) small print
Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. More information is available on our legal page.
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Product documents

It is important you understand the key information of the Police Mutual ISA if you are considering applying.